Understanding banking routing numbers and how to find your specific Tangerine bank routing number is important for smoothly setting up direct deposits and automatic bill payments. This guide will explain exactly what a routing number is, provide the specifics of Tangerine routing number, and give step-by-step instructions for locating it on a cheque or in your Tangerine online banking account.
What is a Bank Routing Number?
A bank routing number is a 9-digit code that identifies a specific financial institution and branch associated with a bank account. It’s comprised of two components:
- Institution Number: A 3-digit number that identifies the financial institution itself.
- Transit Number: A 5-digit number that identifies the particular branch of that financial institution.
For example, let’s look at the routing number 12140-053:
- 12140 = Transit Number
- 053 = Institution Number
Together, the transit number and institution number form the full routing number that distinguishes an individual branch of a particular bank.
Routing numbers facilitate the electronic transfer of money between banks across Canada and internationally. They allow for seamless direct deposits, bill payments, insurance premium withdrawals, and other automated debits and credits between financial institutions.
So, your own bank’s routing number is key for setting up recurring automatic payments – you need it handy any time you want to enable direct deposit or pay bills online.
What is Tangerine Routing Number?
Tangerine is an online-only bank that provides Canadian banking services digitally nationwide. Unlike brick-and-mortar banks with many branch locations, it operates centralized systems and does not have individual retail bank branches.
As a result, all Tangerine bank accounts share the same routing number, no matter where they are held in Canada.
Tangerine institution number is 614.
Tangerine transit number is 00152.
Therefore, the full Tangerine routing number is:
00152-614
This standard Tangerine routing number applies universally to all personal and business accounts. Knowing this definitive routing number makes it easy to correctly supply the number needed for automated financial transactions.
Where to Find Tangerine Routing Number
Although Tangerine uses one universal routing number, there are a few places you can double-check and verify it for your particular account if needed:
On a Tangerine Cheque
The Company provides the option for clients to order a book of personalized cheques. If you have a current Tangerine cheque, the 9-digit routing number will be clearly printed at the bottom left.
It appears in the string of numbers that also includes the cheque number and account number. You’ll see that it contains 00152-614, which matches Tangerine transit and institution numbers.
In Tangerine Online Banking Account Details
If you use Tangerine digital banking without paper cheques, you can easily find the routing number by logging into your account online:
- Access your Tangerine account homepage and log in.
- Select the applicable chequing or savings account.
- Open the account details, and you will see the 9-digit routing number printed clearly, along with the account number.
- Again, it will contain the same sequence of 00152-614.
- You can also locate it on electronic direct deposit forms generated from your account.
So whenever you need to reference Tangerine routing number, your online account dashboard provides it readily with just a few clicks.
When You Need Tangerine Routing Number
Why exactly do you need to know your bank’s routing number and have it handy? Here are some common situations when providing the Tangerine routing number would be required:
- Setting up direct deposit – Provide Tangerine routing number and your account number to your employer or other income sources like the CRA for seamless electronic deposits.
- Paying bills online – Inputting the Tangerine routing number enables automated bill payments to merchants and service providers.
- Insurance premiums – Auto-paying insurance policies often require submitting your routing and account numbers for smooth withdrawals.
Essentially, any time you are establishing connections for recurring electronic payments, the banking routing number facilitates identifying the correct originating or receiving accounts.
So it’s handy to have Tangerine routing number saved along with your account number in your records for efficient online activity.
If You Don’t Have Tangerine Cheques
Given Tangerine’s focus on digital banking, it’s possible you don’t have paper cheques issued from the bank. Not to worry if this is the case! You have a couple of easy options to obtain the routing number if you don’t have it printed on a cheque:
- Call Tangerine – Their banking service representatives can provide the routing number immediately over the phone.
- Check your Tangerine account online – As outlined earlier, you can readily view the routing number in your account details through online banking.
As long as you have access to your Tangerine account digitally or can speak with a service agent, obtaining your routing number is quick and simple.
How to Use Tangerine Routing Number
Now that you understand the importance of a routing number and how to find Tangerine routing number, let’s look at how to actually use it for automated transactions:
Setting Up Direct Deposits
- Have your Tangerine routing number and account number handy.
- On direct deposit forms, supply these in the requested fields.
- Submit completed forms to employers, government agencies, etc.
Paying Bills Online
- Have your Tangerine routing number and account number available.
- When setting up online bill payments with merchants, input these as directed.
- Confirm the billing company has the proper account details.
Enabling Insurance Premium Auto-Pay
- Contact your insurance provider and ask for a pre-authorized payment form.
- Enter your Tangerine routing number, account number, and premium amount.
- Return the completed form to authorize automated payments.
With the right routing number, you can easily establish and manage digital transactions from your Tangerine account.
In Summary
Tangerine operates as a centralized digital bank without localized branches, so all clients share the same routing number of 00152-614. You can easily verify this number printed on a your cheque or locate it in your online account details.
Having the 9-digit routing number together with your unique account number is essential for establishing direct deposits and automated payments to maximize convenience in managing your finances.
Now that you understand what Tangerine routing number is and where to find it, you can provide this important identifier with confidence whenever needed for seamless electronic banking transactions.
More Routing Number Guides for Canadian Banks
Want routing number help for other top banks? The money management gurus at LifeBuzz have convenient guides on How to Find and Use your bank routing number in Canada, including:
- Finding Your Simplii Financial Routing Number
- How to Find Your RBC Routing Number
- How to Find Your Scotiabank Routing Number
- How to Find Your BMO Routing Number
- How to Find Your CIBC Routing Number
- How to Find Your National Bank Routing Number
- How to Find Your TD Routing Number
Check out our routing number articles for all your major Canadian banking needs. Get empowered to transfer, deposit, and pay bills with ease!
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Frequently Asked Questions
How do I find the routing number for my Tangerine account?
The routing number for all Tangerine accounts is 00152-614. You can confirm this number by checking the bottom of a Tangerine-issued cheque, looking at your account details in online banking, or contacting Tangerine customer service.
Is the Tangerine routing number the same for all accounts?
Yes, 00152-614 is universally used as the routing number for all Tangerine personal and business bank accounts across Canada. Tangerine does not have separate branch locations, so all accounts share this single routing number.
Where is the routing number on a Tangerine cheque?
If you have a Tangerine cheque, the routing number will be grouped together in the string of numbers at the bottom left corner. It contains nine digits, beginning with the 5-digit transit number 00152 and followed by the 3-digit institution number 614, which makes up Tangerine's full routing number: 00152-614.
How do I use my Tangerine routing number?
You'll need to provide Tangerine's routing number when setting up direct deposit of funds into your account, establishing automatic bill payments from your account, or enabling auto-withdrawals for insurance premiums or loan payments. Including the routing number with your unique account number links your Tangerine account for streamlined electronic funds transfers.
What if I don't have a cheque to find Tangerine's routing number?
Not a problem. You can easily look up your Tangerine routing number by logging into online banking and checking your latest account statement or direct deposit forms. Without a cheque, you can also call Tangerine's customer service number and speak with a representative to obtain the routing number.
Where do I enter Tangerine's routing number for online bills?
When paying bills online through merchants like utility or phone companies, there is typically a section where you can input bank account details, including Tangerine's routing number 00152-614 and your account number. Entering it there links your Tangerine account to make automatic payments.
What happens if I input the wrong Tangerine's routing number?
If you enter an incorrect routing number that does not match Tangerine's 00152-614, any attempted automatic withdrawals or transfers from your Tangerine account will fail. To set up digital payments properly, you must use the exact Tangerine routing number.
Can I pay someone using Tangerine's routing number and my account number?
No, Tangerine's routing number is specifically for identifying your account and is not enough on its own to make payments out of your account to other recipients. You would need to initiate transfers or bill payments through Tangerine's online banking.
Where is Tangerine's routing number located in the mobile app?
To find Tangerine's routing number on the Tangerine mobile banking app, select your account and view the account details. The 9-digit 00152-614 routing number will be listed there, along with your account number.
What are the requirements for providing Tangerine's routing number?
When asked for the Tangerine routing number, it is essential that you enter the complete nine digits accurately as 00152-614. Do not omit any numbers or enter them in the wrong order, as this can disrupt electronic transfers.
Can I look up Tangerine's routing number using an ATM?
Unfortunately, Tangerine's routing number cannot be obtained at their ATM. Because it applies to all accounts, it is not specific to an ATM location. You'll need to check your bank documents or online account instead.
Where is Tangerine's routing number located on printed statements?
Your periodic account statements, printed or digitally from Tangerine, will have the 9-digit routing number 00152-614 printed on the front or back. It is listed along with your account number and transit information.
How can I find Tangerine's routing number for auto-pay on my credit card?
To set up automatic Tangerine account payments on a credit card bill, locate Tangerine's routing number 00152-614 on your online account details to provide to the card company, along with your account number.
Can I register Tangerine's routing number with multiple insurance policies?
Yes, you can use the same Tangerine routing number 00152-614 for automatic withdrawals by multiple insurance companies from your Tangerine account. It identifies your account universally for any payment.
Is Tangerine's routing number the same internationally?
Tangerine's routing number, 00152-614, is specifically for identifying accounts within Canada. International routing codes differ depending on the country, though Tangerine only operates domestically.
Where should I enter Tangerine's routing number for CRA direct deposits?
When setting up direct deposit with the CRA, there will be fields to enter Tangerine's 00152-614 routing number and your account number to have tax refunds or GST payments deposited automatically.
What is the process to update Tangerine's routing number?
Tangerine only uses one routing number, so there is no need to update it. The 00152-614 number will not change and always identifies Tangerine accounts for any transactions.
Can I request a cheque from Tangerine to confirm their routing number?
Yes, if you need to physically see and verify Tangerine's routing number 00152-614 printed on a cheque, you can order a book of cheques through Tangerine's online banking, which will include it.
Where do I need to enter Tangerine's routing number when paying bills?
You will need to input Tangerine's 00152-614 routing number along with your account number on merchant sites or apps when signing up for automated bill payments from your Tangerine account.
Who can I call at Tangerine if I cannot find their routing number?
If you are unable to locate Tangerine's routing number yourself, you can call their customer service line at 1-888-826-4374 and speak with a representative who can provide the nine-digit 00152-614 number.
How does Tangerine's routing number differ from that of other banks?
Tangerine uses only one routing number for all client accounts, while other major banks have multiple routing numbers that correspond to individual branch locations across the country.
How do I authorize automatic transfers using Tangerine's routing number?
To permit recurring transfers from your Tangerine account, provide companies or individuals with Tangerine's nine-digit routing number 00152-614 and your account number to link and authorize the automatic payments.
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