A void cheque from Tangerine gives employers and service providers your banking details for deposits and withdrawals. Tangerine offers free digital void cheques instantly through their portal, which helps clients take less than two minutes to get one. This guide covers every method to obtain, read, and use Tangerine void cheques safely.
What Is a Tangerine Void Cheque?
A void cheque, or a specimen cheque, is a cancelled cheque containing your account information for electronic transfers. The word “VOID” prevents anyone from cashing it as payment.
Digital void cheques from Tangerine work identically to paper versions. They display your name, address, and three critical numbers: transit, institution, and your account number. These numbers create the electronic pathway for money movement.
No balance or transaction information appears on the voided cheques. The document only provides routing instructions.
How to Get a Void Cheque from Tangerine Bank
Tangerine offers three main ways to get a void cheque, with the digital option being the most popular by far.
Download Digital PDF Void Cheque (Free)
This is the fastest and most common method. The digital PDF is an official document accepted everywhere. You can generate unlimited copies without ordering physical cheques.
You can access the Tangerine digital void cheque on:
Tangerine Web Browser
Download a Tangerine void cheque on their website by following these steps:
Step 1: Log in to your account, then select the Chequing Account you need the void cheque for.
Step 2: On the account summary page, you’ll see a “Void Cheque” button. Click it.
Step 3: A PDF of your void cheque will be generated instantly, ready to be saved, emailed, or printed.
Tangerine Mobile App
To get void cheques from the Tangerine Mobile App, first log in and tap on your Chequing Account. Then, tap the three-dots menu icon for more options. Finally, select “Void Cheque” from the menu to download the PDF. This digital format is secure, convenient, and eliminates the risk of losing a physical cheque.
Order Physical Cheques from Tangerine Bank
If you still prefer or require paper cheques, you can order them through Tangerine. The first order costs nothing with any chequing account. Subsequent orders cost $50 for 50 cheques.
You can order it entirely online through your account dashboard. Select your chequing account and click “Order Cheques.” Confirm your address, and the chequebook will arrive by mail in about 7 to 14 business days.
Note: Tangerine prints cheques with your current account information. You need to create new cheque orders when updating your address.
Still, consider whether you actually need physical cheques, as most transactions now occur electronically. Digital void cheques can handle direct deposit setup without ordering paper.
Create Your Own Tangerine Void Cheque
If you already have a Tangerine cheque book, you can easily make your own void cheque. Write “VOID” in large letters across the blank cheque face by permanent ink to prevent alteration. The voiding must be clearly visible, but not obscure account numbers. Leave the bottom MICR encoding line readable.
This method works when you need an immediate physical copy; hand-voided cheques carry the same validity as pre-printed versions.
Never void a signed cheque or one with amounts written. Store your chequebook securely after removing one.
How to Read the Numbers on Your Tangerine Cheque
The string of numbers at the bottom of your Tangerine cheque is called the MICR (Magnetic Ink Character Recognition) line. It’s written in a special font that allows banking systems to process transactions automatically.
Tangerine Transit Number – 00152
This five-digit number identifies the specific bank branch. Since Tangerine operates as a single, national online bank, every customer in Canada uses the same transit number, which is 00152. This simplifies routing immensely compared to traditional banks with hundreds of branch codes.
Tangerine Institution Number – 614
This three-digit institution number uniquely identifies Tangerine Bank. While Tangerine is owned by Scotiabank (002), it operates as a separate financial institution with its own code 614.
Together, these numbers form a complete Tangerine routing number, which is sometimes requested as a single string: 061400152.
Account Number
This is your personal 10-digit chequing account number. It’s the final piece of the puzzle that directs the money specifically to your account.
For a step-by-step guide on writing a valid cheque for financial transactions, refer to How to Write a Cheque in Canada.
When Do You Need a Tangerine Void Cheque?
Companies and service providers use this information to create an electronic link to your account. This is the standard method in Canada for setting up:
- Direct deposits: Your employer needs these details to deposit your paycheque directly into your account. Government agencies like the Canada Revenue Agency (CRA) also use it for tax refunds and benefits.
- Pre-Authorized Debits (PADs): This allows companies to withdraw recurring payments automatically. Common examples include rent, mortgage payments, gym memberships, insurance premiums, and utility bills.
The security comes from limiting what recipients can do. They can only perform transactions you’ve explicitly authorized. A void cheque alone cannot drain your account or create unauthorized debits.
FAQs About Tangerine Void Cheque
How much do Tangerine cheques cost?
Your first 50 cheques cost nothing with any Tangerine chequing account. This covers most customers’ lifetime cheque needs. Digital void cheques remain free regardless of usage.
Additional chequebooks cost $50 per 50 cheques. This price exceeds most competitors’ rates. TD charges $35, while RBC charges $45 for the same quantity. If you download Tangerine cheques online, it is entirely free.
Is a digital Tangerine void cheque valid?
Digital void cheques carry full legal validity across Canada. According to Payments Canada standards, electronic formats equal paper versions. Most organizations prefer digital submissions.
How long does it take to get a digital void cheque from Tangerine?
You can download a digital void cheque instantly from the Tangerine Website or mobile app. The entire process typically takes less than two minutes.
How long does it take for physical cheques to be delivered?
If you order a physical chequebook from Tangerine, you can expect it to arrive by mail within 7 to 14 business days.
Is it safe to email my void cheque?
Yes, it is generally safe to email the digital void cheque PDF if you are sending it to a verified, trusted recipient through a secure connection.
Can I use a Tangerine void cheque for international wire transfers?
No. Void cheques are for Canadian domestic transfers only. For international wires, a SWIFT Code is required, which is CIBCCATT for Tangerine, along with the full account number.
The bottom line
The Tangerine specimen cheque/void cheque is a powerful tool for managing your finances, making it easy to get paid and automate your bills. The ability to download a free, official PDF instantly is a significant advantage of modern digital banking.
The key takeaway is simple: the digital void cheque is the fastest and most efficient option for nearly every situation. By understanding the information it contains and sharing it wisely, you can handle your banking needs with confidence and security.
Finding guides about void cheques from other banks in Canada at: