Ben Nguyen 
Getting a void cheque from TD doesn’t have to be complicated. The thing is, many people don’t realize they have multiple ways to get one. Whether you’re setting up direct deposit at a new job or arranging automatic bill payments, you can get a void cheque from TD in minutes, even without a chequebook or visiting a branch.
What is a TD void cheque?
A TD void cheque (or specimen cheque) is simply a regular cheque from TD with the word “void” written in large letters across the front. The voiding makes the cheque impossible to use for any payment, but it leaves the critical banking information at the bottom perfectly readable.
At the bottom of every TD void cheque is a series of numbers printed in magnetic ink:
- 5-digit transit number: This number identifies the specific TD branch assigned to your account.
- 3-digit institution number: TD institution number is always 004. This code identifies TD Bank within the entire Canadian financial system.
- Account number: This is the unique identifier for your personal chequing or savings account.
This set of numbers allows systems like the Automated Clearing Settlement System (ACSS) to process millions of transactions daily, from payroll to bill payments, seamlessly and accurately.
How to get your TD void cheques in Canada
TD Canada Trust provides four ways to get this information, catering to everyone from traditionalists to tech-savvy users.
Using a physical chequebook
If you have a TD chequebook, this method is straightforward and universally accepted.
First, take out one blank cheque. Pro-tip: You can use a cheque from the back of the book to avoid messing up your sequential order for regular payments.
Then, use a pen with dark ink (blue or black) to write the word VOID in large, clear capital letters across the front of the cheque. You can write it diagonally from the bottom left to the top right corner. Make sure your VOID marking does not cover or obscure the crucial banking numbers printed at the bottom.
Security alert: A void cheque should never be signed. Its purpose is purely informational. Before you hand it over, make a photocopy or take a clear picture of the void cheque for your records. This helps you keep track of who you’ve authorized to access your account.
Downloading from TD EasyWeb Online Banking
To download a TD void cheque online, first, go to the TD EasyWeb and log in to your account. On the main Accounts summary page, click on the specific chequing account you wish to use for the direct deposit or payment.
On the right-hand side of the account details page, look for and click on “Direct deposit form (PDF)”. A new browser tab or window will open, generating a PDF document. This is TD’s official Direct Deposit/Pre-Authorized Debit (PAD) Form. It contains your full name, address, and all the necessary transit, institution, and account numbers. You can now download this PDF to your computer to email it or print a physical copy.
For most users, this is the fastest and most convenient method as it provides an official, pre-filled document without needing a physical cheque.
Using the TD Mobile App
You can also get the TD app void cheque by following these four steps:
- Log in and choose the account you want to use from your “My Accounts” list.
- At the top of the account screen, tap on the “Details” tab
- Select “Direct Deposit Info”
- Select “Download Form”. This will save the official TD Direct Deposit PDF directly to your phone’s files. From there, you can easily share it via email or other apps.
This method is perfect for when you need your banking information instantly, right from your smartphone.
Visiting a TD branch
If you prefer face-to-face service or aren’t comfortable with digital banking, visiting a branch is a reliable and helpful option. You can find your nearest location using the TD Branch Locator.
Bring two essential items: your TD Card and a valid piece of government-issued photo ID (like a driver’s license or passport), and simply ask for a “Direct Deposit Form” or a “Pre-Authorized Debit Form”. They may also call it a “void cheque printout”.
The TD representative will print an official form for you, which contains all your verified account information. It serves the same purpose as a void cheque and is often stamped by the branch for added authority.
A branch visit is your best bet if:
- You are setting up a government payment and need Part C of a government form stamped.
- You are dealing with a complex account, like a trust or estate account.
- You require personal assistance or are not comfortable using a computer or smartphone.
Why would you need a void cheque from TD Bank?
You will be asked for a void cheque in these common financial situations, including:
- Setting up direct deposit: This is the most common request. Your employer needs these details to deposit your paycheck directly into your account. No more waiting for cheques to clear.
- Receiving Government payments: Whether it’s tax refunds, GST credits, or other benefits, the government needs your banking information to send money directly to you.
- Pre-authorized payments: Set up bills like mortgage payments, utility bills, and gym memberships once and forget about them. Just make sure you’ve got funds in the account.
Some organizations still require this information to verify your account for other financial transactions. It’s their way of confirming you actually have access to the account you claim.
If you can’t access TD Online Banking to get your void cheque
Technology isn’t always cooperative. If you’re locked out of EasyWeb or having app issues, you’ve got options. Call TD at 1-877-247-2265. Their phone representatives can help reset your online access or mail you the necessary forms. Wait times vary, but calling early morning or mid-week usually means shorter holds.
TD’s branch locator on their website shows you the nearest location and current hours. Some branches have extended hours or Saturday service, which helps if you work standard business hours.
For temporary access issues, like forgetting your password, use the automated reset options before calling. The “Forgot Password” link on EasyWeb walks you through security questions to regain access immediately.
Finding guides about how to get void cheques from other banks in Canada at:
- Simplii Financial Void Cheque
- CIBC Void Cheque
- RBC Void Cheque
- Tangerine Void Cheque
- Scotiabank Void Cheque
Key Takeaways
Getting a void cheque from TD takes minutes, not hours. The digital options through EasyWeb and the mobile app have eliminated the need for physical chequebooks. Just pick the method that works for you.
However, it’s essential to use your void cheque securely. Only share it with trusted organizations and have a legitimate need for the information. When emailing the void cheque or Direct Deposit form, save it as a PDF first. Most email programs let you password-protect PDFs before sending. It’s an extra step, but it’s worth it for peace of mind.
Remember to check your TD account regularly. Set up alerts for any debits or credits over a certain amount – TD makes this easy through their alert system.
FAQs about TD Void Cheque
How long does it take for direct deposit to start after I submit my TD information?
It typically takes one to two pay cycles for your employer to process the information from your TD void cheque or direct deposit form and for the system to become active. You should verify that your first direct deposit has arrived correctly before changing any previous payment arrangements.
Where on the TD Direct Deposit Form is my account information located?
The Direct Deposit / Pre-Authorized Debit (PAD) Form generated by TD EasyWeb or the mobile app comes pre-filled with your personal details. Your full name, address, 5-digit transit number, 3-digit institution number (004), and 7-digit account number will be listed and labelled on the PDF document.
Why might a company ask for a physical void cheque instead of the TD form?
While the official TD Direct Deposit Form is the standard and accepted almost everywhere, a very small number of organizations, particularly smaller businesses or those with older systems, may still request a physical void cheque out of habit. It's always best to confirm their requirements beforehand.
When is it better to visit a TD branch instead of using the app or EasyWeb?
Visiting a branch is the best option if you are uncomfortable with digital banking, have a complex account situation (like a trust or joint account), or need a government form physically stamped by the bank. It's also the go-to solution if you need immediate assistance and online systems are temporarily unavailable
Can I use the TD void cheque for international wire transfers?
The TD void cheque is designed for Canadian electronic fund transfers (EFTs). For international wire transfers, you will need different information, such as a SWIFT code (also known as a BIC), which is not included on the standard form. Contact TD directly or visit a branch for international wire transfer instructions.
Is it safe to send the TD Direct Deposit Form via email?
It can be safe if you take precautions. Use a secure, encrypted email service and double-check that you are sending it to the correct, verified email address. Avoid sending it from a public Wi-Fi network. If your employer or biller offers a secure online portal to upload documents, that is the safest digital method.
